Our whole reason for being is to make you smile by making the dental care you and your loved ones need more accessible. Here are a few reasons why you might like to work with us.
A not-so-perfect score won’t keep you from getting the dental treatment you want or need.
We’ll look at your credit profile holistically, not just a 3-digit number like other lenders.
We aren’t here to bog you down with paperwork and endless requests for information. You can apply online, right here, in under 5 minutes. Applying doesn’t impact your credit score and we’ll give you an instant decision to your loan request.
Once you’re pre-approved, we’ll take you through a simple income verification process. We require a down payment of 15% of the approved loan amount. After down payment, your treatment will be funded directly to your dentist, so you can schedule your treatment right away!
Having an installment loan on your credit report can improve your score. Credit cards, on the other hand, can damage your credit rating because you’re penalized the higher your balances are. Installment loans have a much smaller impact on your score.
We look at your individual situation and determine a loan amount with terms you can afford. Interest rates are fixed, starting at 14.9%, whereas many lenders charge as much as 36% or more. Also, there is no prepayment penalty, so you can pay off your loan early to save on interest.
We have years of experience in the dental and finance industries. We know dental care and how expensive it can be. Regardless of your financial situation, we can help. Whether you need to fund your entire treatment or just a portion, we’ve got you covered.
We’re in business to make a difference in the lives of others. Business is a great vehicle for positive change. We’re deeply committed to our community and planet. That’s why we donate two percent of our profits to organizations that are making the planet a better place for all.