Ajeva is a financing solution for dental patients needing treatment, specializing in helping people, regardless of credit scores or financial situations.
First you’ll submit an application. We’ll take a look at your entire credit profile, not just your credit score, and give you a decision in 5 minutes or less. If approved, we’ll finalize loan verification and you’ll submit a down payment for 15% of the approved loan amount. The funds for your treatment are then sent directly to your dentist.
Any dental related treatment can be financed with Ajeva.
Non-dental healthcare treatments cannot be financed with Ajeva.
Yes, we require a down payment of 15% of the approved loan amount.
Interest rates are fixed, starting at 14.9%, depending on your individual situation. Many lenders charge as much as 36% or more! Also, there are no prepayment penalties, so you can pay off your loan early to save on interest.
We don’t offer a zero percent or deferred interest plan; however, you can pay your loan off early without penalty to save money on interest.
The total amount you can finance will depend on your individual situation and credit profile. Rest assured, we’ll look at your circumstances holistically and treat you like a human, rather than the 3-digit number many other lenders base their decisions on.
Ajeva can be used at any dental office in our network. If your dentist is not in our network, invite them to contact us to become an Ajeva provider!
You can apply by clicking here. It’s easy, and it takes less than 5 minutes! Applying will not impact your credit score.
We require basic information for approval: your name, social security number, address, living situation, income, and banking information for automatic payments.
No, you can apply for Ajeva even if you don’t have a dentist in mind. In fact, we can recommend a qualified dentist in your area if you’d like. Give us a call at 1-800-557-AJEVA (2538) or fire up a chat window below and we’ll connect you.
Decisions are typically made within 5 minutes.
No, you may call an Ajeva Advocate at 1-800-557-AJEVA (2538) or open a chat window below to go over your questions, but applying for a loan needs to be completed right here, online.
Not at all! Applying has absolutely no effect on your credit score. We Promise!
Ajeva uses your social security number for verification purposes. While we don’t look at your credit score, we do look at your credit profile. Your social security number confirms you’re a real person and not a robot.
Yes, Ajeva will allow a cosigner if your initial application is declined.
We use state-of-the-art technology and the most secure software, computers, and servers to ensure your personal information will never be compromised.
Yes, as long as your bankruptcy has been discharged.
The total amount you can finance will depend on the primary applicant’s credit profile, which is determined during the application process.
Your first statement will be sent to you 7 days before your monthly payment is auto-debited from your bank account.
Apply now and find out! Your payments will be based on the amount financed, your interest rate, and the length of your loan.
If you don’t already have a dentist, contact us at 1-800-557-AJEVA (2538), or fire up a chat window below. We’d be happy to connect you to a qualified dentist in your area.
Absolutely! You will save money on interest this way!
You can click here to sign in to your account and select “Make a Payment”. You can also call an Ajeva Advocate at 1-800-557-AJEVA (2538) for assistance, or open a chat window below.
Absolutely. Click here to create an online account or log in.
No, payments must be made directly to Ajeva. You can click here to sign in to your account and select “Make a Payment”. You can also call an Ajeva Advocate at 1-800-557-AJEVA (2538) for assistance, or open a chat window below.
We totally understand. Please call an Ajeva Advocate right away at 1-800-557-AJEVA (2538) discuss possible options, or open a chat window below.
Ajeva is built on the understanding that financial situations occasionally change. Chat with us, or call an Ajeva Advocate right away at 1-800-557-AJEVA (2538) to work out a solution.
You can call us directly at 1-800-557-AJEVA (2538), you can fire up a chat window below, or you can log in to your online profile here to make the updates.
Give us a call at 1-800-557-AJEVA (2538) or open a chat window below and we’ll verify your information. We can also email you a statement right away.
An Ajeva Advocate is standing by and ready to help. Open a chat or give us a call toll-free at 1-800-557-AJEVA (2538).