This section will provide you with answers to some of the most frequent - and brilliant - questions asked about Ajeva. If something you need to know isn’t answered here, feel free to contact us.
Ajeva is a financing solution for dental patients needing treatment, specializing in helping people even if they have low FICO scores.
First you’ll submit an application. We’ll take a look at your entire credit profile, not just your FICO score, and give you a decision. If underwriting is passed you will review your terms, contract, and pay a 15% down payment. The funds for your treatment are then sent directly to your dentist.
Any dental related treatment can be financed with Ajeva.
Non-dental healthcare treatments cannot be financed with Ajeva.
Yes, a 15% down payment will be collected on behalf of your dental office by Ajeva.
Interest rates depend on your unique credit profile and state you reside in. You will be able to review your interest rate on the terms page if you pass underwriting.
We don’t offer a zero percent or deferred interest plan yet ; however, you can pay your loan off early without penalty to save money on interest.
The total amount you can finance will depend on your individual situation and credit profile. Rest assured, we’ll look at your circumstances holistically and treat you like a human, rather than the 3-digit number many other lenders base their decisions on.
Ajeva can be used at any dental office in our network. If your dentist is not in our network, invite them to contact us to become an Ajeva provider!
You can apply by clicking here. It’s easy, and it takes just a few minutes.
We require basic information for approval: your name, social security number, address, living situation, income, and banking information for automatic payments.
Yes, Ajeva is currently only available directly through an Ajeva provider. Please call us for help finding an Ajeva provider in your area. (800) 557-AJEVA (2538)
Decisions are typically made the same day, often within a few minutes.
Currently you can only apply for Ajeva online using the Ajeva application link provided by your dental provider.
Applying for Ajeva will create an inquiry on your credit profile.
Currently Ajeva does not allow a co-signer, however, a friend or family member can take financial responsibility and apply for you.
We use state-of-the-art technology and the most secure software, computers, and servers to ensure your personal information will never be compromised.
Yes, as long as your bankruptcy has been discharged.
The total amount you can finance will depend on the primary applicant’s credit profile, which is determined during the application process.
Your first statement will be sent to you 7 days before your monthly payment is auto-debited from your bank account.
Your payments will be based on the amount financed, your interest rate, and the length of your loan.
If you don’t already have a dentist, contact us at 1-800-557-AJEVA (2538. We would be happy to connect you to a qualified dentist in your area.
Absolutely! You will save money on interest this way!
You can call an Ajeva Advocate at 1-800-557-AJEVA (2538) for assistance.
Currently you will need to make those payments with an Ajeva agent over the phone. An online payment portal is coming soon!
No, payments must be made directly to Ajeva. You can call an Ajeva Advocate at 1-800-557-AJEVA (2538) for assistance.
We totally understand. Please call an Ajeva Advocate right away at 1-800-557-AJEVA (2538) discuss possible options.
Ajeva is built on the understanding that financial situations occasionally change. Call an Ajeva Advocate right away at 1-800-557-AJEVA (2538) to work out a solution.
You can call us directly at 1-800-557-AJEVA (2538) to make the updates.
Give us a call at 1-800-557-AJEVA (2538) and we’ll verify your information. We can also email you a statement right away.
An Ajeva Advocate is standing by and ready to help. Give us a call toll-free at 1-800-557-AJEVA (2538).